You may be able to save money by switching to another mortgage product, reduce your mortgage term or borrow a bit more for that new kitchen.
We recommend you give our expert remortgage advisors a call at least 5 or even 6 months before your existing rate expires. That gives us time to do our work so you don’t ever pay more than you have to.
Our advisors will make sure your mortgage continues to match your needs, comparing your existing lenders offering with the rest of the market to find the most suitable mortgage.
You may have to pay an early repayment charge to your existing lender if you remortgage.
Your home may be repossessed if you do not keep up repayments on a mortgage or any
debt secured upon it.
A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £495.
A remortgage, or refinance, is when you take out a loan on a property on which you already have a mortgage. Quite simply, remortgaging replaces your existing mortgage with another, which can be done because your existing product is coming to the end of its’ term, because you want a cheaper rate, to change the terms of your loan or to borrow more money for things like home improvements.
If you are lucky enough to have savings this could also be achieved by taking out an offset mortgage that your existing lender may not even offer.
We strongly recommend you take some professional advice before you do anything and we are of course delighted to impart some pearls of wisdom to help you decide whether to remortgage.
The whole remortgage process need not be complicated, in fact we help to make it as easy as 1, 2, 3 (with an added 4, 5 and six)
As our client, we promise to look after your mortgage needs with the highest level of care and attention you expect from a professional advisor, helping to educate you in a down-to-earth manner to make the right financial decisions. Each time you return to us you will receive our expert guidance and advice to ensure that no deadline is ever missed and you never pay a penny more than you absolutely need to.
We will keep in contact to update you on the status of your mortgage and always notify you well before your existing mortgage product is due to expire.
We know you’re curious so we’ve picked out some of today’s best remortgage rates to give you an idea which lenders and interest rates could be available to you.
Latest mortgage best buys
Based on a mortgage of £300,000 and a property value of £600,000.
Initial rate
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Check out our remortgage guides to see how easy it is for you to save money or pay for that dream kitchen.
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Jessica R
"5 stars for a 5 star team We have just completed on our new home and..."
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We have just completed on our new home and owe so much to Coreco. Jan had been keeping us updated with the changing interest rates ahead of a mortgage application and making sure we get the best price possible. He even submitted a new application for us when rates got a little more positive. His helpful and can-do application took so much stress out of buying a home. Thank you also to Jenny who has ask helped us through. We won’t hesitate to use Coreco again and will be recommending them to others. Thank you!
David Dodson
"Brilliant service from Coreco I cannot praise Coreco enough. I needed a mortgage to purchase my..."
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I cannot praise Coreco enough. I needed a mortgage to purchase my flat and Jemima Fordham at Coreco was recommended to me. I was so impressed by Jemima in every way. Her knowledge of the mortgage market is phenomenal. Despite the current issues with the mortgage market Jemima was able to get me an excellent mortgage with a really good provider. Jemima gave brilliant advice, she was totally focused on solutions and was always really helpful. Finding a mortgage would normally be very stressful but Jemima made the whole process totally straightforward and stress free. It is so good to have a real expert helping you! I would also like to commend Faye Carey for always keeping me up to date and for her excellent customer service.
Thomas Reynolds
"Friendly, responsive, dedicated support I couldn’t recommend Coreco more highly, they have been absolutely fantastic. Their..."
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I couldn’t recommend Coreco more highly, they have been absolutely fantastic. Their support was practical and friendly throughout the whole process. It is not an easy market but their relationships with lenders meant we could get the product we wanted in the time needed. Particular mention is for Liam Creavin and Colette Thorn who went above and beyond to make sure we got across the line.