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Our mortgage finder is designed to find you the best mortgage deals for your circumstances by comparing mortgages from over 90 different mortgage lenders. We help you compare both the initial rate as well as the overall rate during the duration of your chosen mortgage term.

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Mortgage amount

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Interest only amount

£

Mortgage term

Loan type

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Based on a property value of £400,000 with a £200,000 mortgage for 25 years.

Initial rate

3.96%

then 7.24% (variable)

Monthly repayments

£1,050

Scheme fees

£1,599

True cost

£28,906

over initial period

Overall cost

6.9%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,499

Valuation fee

£100

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.96% would initially cost £1,050 for months. This would be followed by monthly payments at a variable rate of 7.24% costing £ per month. The total amount payable over the full term of the mortgage would be £416,263, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.9% APRC.

Initial rate

3.96%

then 7.24% (variable)

Monthly repayments

£1,050

Scheme fees

£1,599

True cost

£28,906

over initial period

Overall cost

6.9%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,499

Valuation fee

£100

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.96% would initially cost £1,050 for months. This would be followed by monthly payments at a variable rate of 7.24% costing £ per month. The total amount payable over the full term of the mortgage would be £416,263, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.9% APRC.

Initial rate

3.99%

then 5.74% (variable)

Monthly repayments

£1,055

Scheme fees

£1,104

True cost

£26,414

over initial period

Overall cost

5.7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£25

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.99% would initially cost £1,055 for months. This would be followed by monthly payments at a variable rate of 5.74% costing £ per month. The total amount payable over the full term of the mortgage would be £369,564, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 5.7% APRC.

Initial rate

4.02%

then 6.49% (variable)

Monthly repayments

£1,058

Scheme fees

£1,014

True cost

£26,403

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£15

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.02% would initially cost £1,058 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £393,295, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

4.02%

then 6.49% (variable)

Monthly repayments

£1,058

Scheme fees

£1,014

True cost

£26,403

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£15

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.02% would initially cost £1,058 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £393,295, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

4.03%

then 6.5% (variable)

Monthly repayments

£1,058

Scheme fees

£1,224

True cost

£26,616

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.03% would initially cost £1,058 for months. This would be followed by monthly payments at a variable rate of 6.5% costing £ per month. The total amount payable over the full term of the mortgage would be £393,492, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

4.03%

then 6.5% (variable)

Monthly repayments

£1,058

Scheme fees

£1,224

True cost

£26,616

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.03% would initially cost £1,058 for months. This would be followed by monthly payments at a variable rate of 6.5% costing £ per month. The total amount payable over the full term of the mortgage would be £393,492, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

4.03%

then 6.5% (variable)

Monthly repayments

£1,058

Scheme fees

£1,224

True cost

£26,616

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.03% would initially cost £1,058 for months. This would be followed by monthly payments at a variable rate of 6.5% costing £ per month. The total amount payable over the full term of the mortgage would be £393,492, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

4.03%

then 6.5% (variable)

Monthly repayments

£1,058

Scheme fees

£1,224

True cost

£26,616

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.03% would initially cost £1,058 for months. This would be followed by monthly payments at a variable rate of 6.5% costing £ per month. The total amount payable over the full term of the mortgage would be £393,492, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

4.04%

then 5.74% (variable)

Monthly repayments

£1,060

Scheme fees

£1,104

True cost

£26,546

over initial period

Overall cost

5.7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£25

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.04% would initially cost £1,060 for months. This would be followed by monthly payments at a variable rate of 5.74% costing £ per month. The total amount payable over the full term of the mortgage would be £369,816, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 5.7% APRC.

Initial rate

4.05%

then 6.24% (variable)

Monthly repayments

£1,060

Scheme fees

£1,016

True cost

£26,461

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.05% would initially cost £1,060 for months. This would be followed by monthly payments at a variable rate of 6.24% costing £ per month. The total amount payable over the full term of the mortgage would be £385,098, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

4.05%

then 6.24% (variable)

Monthly repayments

£1,060

Scheme fees

£1,016

True cost

£26,461

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.05% would initially cost £1,060 for months. This would be followed by monthly payments at a variable rate of 6.24% costing £ per month. The total amount payable over the full term of the mortgage would be £385,098, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

4.05%

then 6.24% (variable)

Monthly repayments

£1,060

Scheme fees

£1,016

True cost

£26,461

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.05% would initially cost £1,060 for months. This would be followed by monthly payments at a variable rate of 6.24% costing £ per month. The total amount payable over the full term of the mortgage would be £385,098, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

4.05%

then 6.24% (variable)

Monthly repayments

£1,060

Scheme fees

£1,016

True cost

£26,461

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.05% would initially cost £1,060 for months. This would be followed by monthly payments at a variable rate of 6.24% costing £ per month. The total amount payable over the full term of the mortgage would be £385,098, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

4.05%

then 6.24% (variable)

Monthly repayments

£1,060

Scheme fees

£1,016

True cost

£26,111

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£350.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.05% would initially cost £1,060 for months. This would be followed by monthly payments at a variable rate of 6.24% costing £ per month. The total amount payable over the full term of the mortgage would be £384,748, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

4.05%

then 6.24% (variable)

Monthly repayments

£1,060

Scheme fees

£1,016

True cost

£26,111

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£350.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.05% would initially cost £1,060 for months. This would be followed by monthly payments at a variable rate of 6.24% costing £ per month. The total amount payable over the full term of the mortgage would be £384,748, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

4.05%

then 6.24% (variable)

Monthly repayments

£1,060

Scheme fees

£1,016

True cost

£26,111

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£350.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.05% would initially cost £1,060 for months. This would be followed by monthly payments at a variable rate of 6.24% costing £ per month. The total amount payable over the full term of the mortgage would be £384,748, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

4.05%

then 6.24% (variable)

Monthly repayments

£1,060

Scheme fees

£1,016

True cost

£26,111

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£350.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.05% would initially cost £1,060 for months. This would be followed by monthly payments at a variable rate of 6.24% costing £ per month. The total amount payable over the full term of the mortgage would be £384,748, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

4.09%

then 7.74% (variable)

Monthly repayments

£1,065

Scheme fees

£1,233

True cost

£28,913

over initial period

Overall cost

7.3%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.09% would initially cost £1,065 for months. This would be followed by monthly payments at a variable rate of 7.74% costing £ per month. The total amount payable over the full term of the mortgage would be £433,099, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 7.3% APRC.

Initial rate

4.09%

then 7.74% (variable)

Monthly repayments

£1,065

Scheme fees

£1,233

True cost

£28,913

over initial period

Overall cost

7.3%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£35

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.09% would initially cost £1,065 for months. This would be followed by monthly payments at a variable rate of 7.74% costing £ per month. The total amount payable over the full term of the mortgage would be £433,099, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 7.3% APRC.

Initial rate

4.1%

then 6.74% (variable)

Monthly repayments

£1,067

Scheme fees

£1,025

True cost

£28,761

over initial period

Overall cost

6.4%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£30

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.1% would initially cost £1,067 for months. This would be followed by monthly payments at a variable rate of 6.74% costing £ per month. The total amount payable over the full term of the mortgage would be £400,702, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.4% APRC.

Initial rate

4.13%

then 6.15% (variable)

Monthly repayments

£1,069

Scheme fees

£1,124

True cost

£28,920

over initial period

Overall cost

6%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.13% would initially cost £1,069 for months. This would be followed by monthly payments at a variable rate of 6.15% costing £ per month. The total amount payable over the full term of the mortgage would be £382,002, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6% APRC.

Initial rate

4.13%

then 7.24% (variable)

Monthly repayments

£1,069

Scheme fees

£1,099

True cost

£28,895

over initial period

Overall cost

6.9%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£100

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.13% would initially cost £1,069 for months. This would be followed by monthly payments at a variable rate of 7.24% costing £ per month. The total amount payable over the full term of the mortgage would be £416,745, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.9% APRC.

Initial rate

4.13%

then 7.24% (variable)

Monthly repayments

£1,069

Scheme fees

£1,099

True cost

£28,895

over initial period

Overall cost

6.9%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£100

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.13% would initially cost £1,069 for months. This would be followed by monthly payments at a variable rate of 7.24% costing £ per month. The total amount payable over the full term of the mortgage would be £416,745, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.9% APRC.

Initial rate

4.14%

then 6.74% (variable)

Monthly repayments

£1,070

Scheme fees

£1,024

True cost

£27,779

over initial period

Overall cost

6.3%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£25

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.14% would initially cost £1,070 for months. This would be followed by monthly payments at a variable rate of 6.74% costing £ per month. The total amount payable over the full term of the mortgage would be £401,088, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.3% APRC.

Initial rate

4.14%

then 6.29% (variable)

Monthly repayments

£1,070

Scheme fees

£995

True cost

£26,679

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.14% would initially cost £1,070 for months. This would be followed by monthly payments at a variable rate of 6.29% costing £ per month. The total amount payable over the full term of the mortgage would be £387,124, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

4.14%

then 6.29% (variable)

Monthly repayments

£1,070

Scheme fees

£995

True cost

£26,679

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.14% would initially cost £1,070 for months. This would be followed by monthly payments at a variable rate of 6.29% costing £ per month. The total amount payable over the full term of the mortgage would be £387,124, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

4.14%

then 6.49% (variable)

Monthly repayments

£1,071

Scheme fees

£1,014

True cost

£26,223

over initial period

Overall cost

6.3%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£15

Cashback

£500.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.14% would initially cost £1,071 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £393,416, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.3% APRC.

Initial rate

4.17%

then 7.24% (variable)

Monthly repayments

£1,074

Scheme fees

£1,099

True cost

£67,657

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£100

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.17% would initially cost £1,074 for months. This would be followed by monthly payments at a variable rate of 7.24% costing £ per month. The total amount payable over the full term of the mortgage would be £395,311, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

4.17%

then 7.24% (variable)

Monthly repayments

£1,074

Scheme fees

£1,099

True cost

£67,657

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£100

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.17% would initially cost £1,074 for months. This would be followed by monthly payments at a variable rate of 7.24% costing £ per month. The total amount payable over the full term of the mortgage would be £395,311, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Find out more about this mortgage

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