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Our mortgage finder is designed to find you the best mortgage deals for your circumstances by comparing mortgages from over 90 different mortgage lenders. We help you compare both the initial rate as well as the overall rate during the duration of your chosen mortgage term.

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Mortgage amount

£

Interest only amount

£

Mortgage term

Loan type

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Based on a property value of £400,000 with a £200,000 mortgage for 25 years.

Initial rate

3.64%

then 6.4% (variable)

Monthly repayments

£1,015

Scheme fees

£1,124

True cost

£25,494

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.64% would initially cost £1,015 for months. This would be followed by monthly payments at a variable rate of 6.4% costing £ per month. The total amount payable over the full term of the mortgage would be £388,169, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

3.66%

then 6.4% (variable)

Monthly repayments

£1,018

Scheme fees

£1,124

True cost

£25,546

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.66% would initially cost £1,018 for months. This would be followed by monthly payments at a variable rate of 6.4% costing £ per month. The total amount payable over the full term of the mortgage would be £388,273, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

3.75%

then 6.4% (variable)

Monthly repayments

£1,027

Scheme fees

£1,124

True cost

£25,780

over initial period

Overall cost

6.7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.75% would initially cost £1,027 for months. This would be followed by monthly payments at a variable rate of 6.4% costing £ per month. The total amount payable over the full term of the mortgage would be £388,739, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.7% APRC.

Initial rate

3.77%

then 6.49% (variable)

Monthly repayments

£1,030

Scheme fees

£999

True cost

£27,766

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.77% would initially cost £1,030 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £390,493, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.77%

then 6.49% (variable)

Monthly repayments

£1,030

Scheme fees

£999

True cost

£27,766

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.77% would initially cost £1,030 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £390,493, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.8%

then 6.49% (variable)

Monthly repayments

£1,033

Scheme fees

£999

True cost

£27,851

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.8% would initially cost £1,033 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £390,660, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.8%

then 6.49% (variable)

Monthly repayments

£1,033

Scheme fees

£999

True cost

£27,851

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.8% would initially cost £1,033 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £390,660, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.83%

then 6.75% (variable)

Monthly repayments

£1,036

Scheme fees

£1,224

True cost

£28,947

over initial period

Overall cost

6.4%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.83% would initially cost £1,036 for months. This would be followed by monthly payments at a variable rate of 6.75% costing £ per month. The total amount payable over the full term of the mortgage would be £398,442, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.4% APRC.

Initial rate

3.83%

then 6.75% (variable)

Monthly repayments

£1,036

Scheme fees

£1,224

True cost

£28,947

over initial period

Overall cost

6.4%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.83% would initially cost £1,036 for months. This would be followed by monthly payments at a variable rate of 6.75% costing £ per month. The total amount payable over the full term of the mortgage would be £398,442, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.4% APRC.

Initial rate

3.83%

then 6.75% (variable)

Monthly repayments

£1,036

Scheme fees

£1,224

True cost

£28,947

over initial period

Overall cost

6.4%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.83% would initially cost £1,036 for months. This would be followed by monthly payments at a variable rate of 6.75% costing £ per month. The total amount payable over the full term of the mortgage would be £398,442, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.4% APRC.

Initial rate

3.83%

then 6.75% (variable)

Monthly repayments

£1,036

Scheme fees

£1,224

True cost

£28,947

over initial period

Overall cost

6.4%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.83% would initially cost £1,036 for months. This would be followed by monthly payments at a variable rate of 6.75% costing £ per month. The total amount payable over the full term of the mortgage would be £398,442, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.4% APRC.

Initial rate

3.85%

then 7.49% (variable)

Monthly repayments

£1,038

Scheme fees

£1,099

True cost

£29,131

over initial period

Overall cost

7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£100

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.85% would initially cost £1,038 for months. This would be followed by monthly payments at a variable rate of 7.49% costing £ per month. The total amount payable over the full term of the mortgage would be £422,475, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 7% APRC.

Initial rate

3.85%

then 7.49% (variable)

Monthly repayments

£1,038

Scheme fees

£1,099

True cost

£28,881

over initial period

Overall cost

7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£100

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.85% would initially cost £1,038 for months. This would be followed by monthly payments at a variable rate of 7.49% costing £ per month. The total amount payable over the full term of the mortgage would be £422,225, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 7% APRC.

Initial rate

3.85%

then 7.49% (variable)

Monthly repayments

£1,038

Scheme fees

£1,099

True cost

£28,881

over initial period

Overall cost

7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£100

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.85% would initially cost £1,038 for months. This would be followed by monthly payments at a variable rate of 7.49% costing £ per month. The total amount payable over the full term of the mortgage would be £422,225, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 7% APRC.

Initial rate

3.85%

then 7.49% (variable)

Monthly repayments

£1,038

Scheme fees

£1,099

True cost

£29,131

over initial period

Overall cost

7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£100

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.85% would initially cost £1,038 for months. This would be followed by monthly payments at a variable rate of 7.49% costing £ per month. The total amount payable over the full term of the mortgage would be £422,475, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 7% APRC.

Initial rate

3.85%

then 6.74% (variable)

Monthly repayments

£1,039

Scheme fees

£1,014

True cost

£25,954

over initial period

Overall cost

6.4%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£15

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.85% would initially cost £1,039 for months. This would be followed by monthly payments at a variable rate of 6.74% costing £ per month. The total amount payable over the full term of the mortgage would be £400,464, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.4% APRC.

Initial rate

3.85%

then 6.74% (variable)

Monthly repayments

£1,039

Scheme fees

£1,014

True cost

£25,954

over initial period

Overall cost

6.3%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£15

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.85% would initially cost £1,039 for months. This would be followed by monthly payments at a variable rate of 6.74% costing £ per month. The total amount payable over the full term of the mortgage would be £400,464, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.3% APRC.

Initial rate

3.86%

then 6.49% (variable)

Monthly repayments

£1,039

Scheme fees

£1,016

True cost

£28,038

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.86% would initially cost £1,039 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £391,014, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.86%

then 6.49% (variable)

Monthly repayments

£1,039

Scheme fees

£1,016

True cost

£28,038

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.86% would initially cost £1,039 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £391,014, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.86%

then 6.49% (variable)

Monthly repayments

£1,039

Scheme fees

£1,016

True cost

£28,038

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.86% would initially cost £1,039 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £391,014, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.86%

then 6.49% (variable)

Monthly repayments

£1,039

Scheme fees

£1,016

True cost

£28,038

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.86% would initially cost £1,039 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £391,014, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.87%

then 6.87% (variable)

Monthly repayments

£1,040

Scheme fees

£799

True cost

£32,011

over initial period

Overall cost

6.4%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£749

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.87% would initially cost £1,040 for months. This would be followed by monthly payments at a variable rate of 6.87% costing £ per month. The total amount payable over the full term of the mortgage would be £400,434, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.4% APRC.

Initial rate

3.87%

then 6.49% (variable)

Monthly repayments

£1,040

Scheme fees

£999

True cost

£65,504

over initial period

Overall cost

5.6%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.87% would initially cost £1,040 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £372,950, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 5.6% APRC.

Initial rate

3.87%

then 6.49% (variable)

Monthly repayments

£1,040

Scheme fees

£999

True cost

£65,504

over initial period

Overall cost

5.6%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.87% would initially cost £1,040 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £372,950, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 5.6% APRC.

Initial rate

3.88%

then 6.99% (variable)

Monthly repayments

£1,042

Scheme fees

£1,025

True cost

£29,172

over initial period

Overall cost

6.6%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£30

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.88% would initially cost £1,042 for months. This would be followed by monthly payments at a variable rate of 6.99% costing £ per month. The total amount payable over the full term of the mortgage would be £406,845, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.6% APRC.

Initial rate

3.88%

then 7.44% (variable)

Monthly repayments

£1,042

Scheme fees

£1,179

True cost

£27,217

over initial period

Overall cost

7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£20

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.88% would initially cost £1,042 for months. This would be followed by monthly payments at a variable rate of 7.44% costing £ per month. The total amount payable over the full term of the mortgage would be £422,579, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 7% APRC.

Initial rate

3.88%

then 6.99% (variable)

Monthly repayments

£1,042

Scheme fees

£1,525

True cost

£29,672

over initial period

Overall cost

6.7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,495

Valuation fee

£0

Other fees

£30

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.88% would initially cost £1,042 for months. This would be followed by monthly payments at a variable rate of 6.99% costing £ per month. The total amount payable over the full term of the mortgage would be £407,345, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.7% APRC.

Initial rate

3.88%

then 5.99% (variable)

Monthly repayments

£1,042

Scheme fees

£1,029

True cost

£38,523

over initial period

Overall cost

5.9%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£30

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.88% would initially cost £1,042 for months. This would be followed by monthly payments at a variable rate of 5.99% costing £ per month. The total amount payable over the full term of the mortgage would be £371,369, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 5.9% APRC.

Initial rate

3.89%

then 6.49% (variable)

Monthly repayments

£1,043

Scheme fees

£999

True cost

£40,618

over initial period

Overall cost

6%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.89% would initially cost £1,043 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £384,957, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6% APRC.

Initial rate

3.89%

then 6.49% (variable)

Monthly repayments

£1,043

Scheme fees

£1,016

True cost

£28,124

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.89% would initially cost £1,043 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £391,182, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Find out more about this mortgage

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