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Mortgage amount

£

Interest only amount

£

Mortgage term

Loan type

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Based on a property value of £400,000 with a £200,000 mortgage for 25 years.

Initial rate

3.64%

then 6.4% (variable)

Monthly repayments

£1,015

Scheme fees

£1,124

True cost

£27,525

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.64% would initially cost £1,015 for months. This would be followed by monthly payments at a variable rate of 6.4% costing £ per month. The total amount payable over the full term of the mortgage would be £387,059, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

3.66%

then 6.4% (variable)

Monthly repayments

£1,018

Scheme fees

£1,124

True cost

£27,581

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.66% would initially cost £1,018 for months. This would be followed by monthly payments at a variable rate of 6.4% costing £ per month. The total amount payable over the full term of the mortgage would be £387,170, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

3.72%

then 6.74% (variable)

Monthly repayments

£1,024

Scheme fees

£133

True cost

£66,698

over initial period

Overall cost

5.5%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£0

Valuation fee

£0

Other fees

£8

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.72% would initially cost £1,024 for months. This would be followed by monthly payments at a variable rate of 6.74% costing £ per month. The total amount payable over the full term of the mortgage would be £374,578, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 5.5% APRC.

Initial rate

3.75%

then 6.4% (variable)

Monthly repayments

£1,027

Scheme fees

£1,124

True cost

£27,835

over initial period

Overall cost

6.7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.75% would initially cost £1,027 for months. This would be followed by monthly payments at a variable rate of 6.4% costing £ per month. The total amount payable over the full term of the mortgage would be £387,673, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.7% APRC.

Initial rate

3.79%

then 6.74% (variable)

Monthly repayments

£1,032

Scheme fees

£133

True cost

£30,052

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£0

Valuation fee

£0

Other fees

£8

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.79% would initially cost £1,032 for months. This would be followed by monthly payments at a variable rate of 6.74% costing £ per month. The total amount payable over the full term of the mortgage would be £395,823, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.8%

then 6.75% (variable)

Monthly repayments

£1,033

Scheme fees

£1,224

True cost

£27,826

over initial period

Overall cost

6.4%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.8% would initially cost £1,033 for months. This would be followed by monthly payments at a variable rate of 6.75% costing £ per month. The total amount payable over the full term of the mortgage would be £398,885, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.4% APRC.

Initial rate

3.8%

then 6.75% (variable)

Monthly repayments

£1,033

Scheme fees

£1,224

True cost

£27,826

over initial period

Overall cost

6.4%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.8% would initially cost £1,033 for months. This would be followed by monthly payments at a variable rate of 6.75% costing £ per month. The total amount payable over the full term of the mortgage would be £398,885, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.4% APRC.

Initial rate

3.8%

then 6.75% (variable)

Monthly repayments

£1,033

Scheme fees

£1,224

True cost

£27,826

over initial period

Overall cost

6.4%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.8% would initially cost £1,033 for months. This would be followed by monthly payments at a variable rate of 6.75% costing £ per month. The total amount payable over the full term of the mortgage would be £398,885, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.4% APRC.

Initial rate

3.8%

then 6.75% (variable)

Monthly repayments

£1,033

Scheme fees

£1,224

True cost

£27,826

over initial period

Overall cost

6.4%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.8% would initially cost £1,033 for months. This would be followed by monthly payments at a variable rate of 6.75% costing £ per month. The total amount payable over the full term of the mortgage would be £398,885, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.4% APRC.

Initial rate

3.81%

then 6.49% (variable)

Monthly repayments

£1,034

Scheme fees

£1,016

True cost

£26,863

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.81% would initially cost £1,034 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £391,295, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.81%

then 6.49% (variable)

Monthly repayments

£1,034

Scheme fees

£1,016

True cost

£26,863

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.81% would initially cost £1,034 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £391,295, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.81%

then 6.49% (variable)

Monthly repayments

£1,034

Scheme fees

£1,016

True cost

£26,863

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.81% would initially cost £1,034 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £391,295, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.81%

then 6.49% (variable)

Monthly repayments

£1,034

Scheme fees

£1,016

True cost

£26,863

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.81% would initially cost £1,034 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £391,295, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.82%

then 6.49% (variable)

Monthly repayments

£1,035

Scheme fees

£999

True cost

£26,873

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.82% would initially cost £1,035 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £391,333, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.82%

then 6.49% (variable)

Monthly repayments

£1,035

Scheme fees

£999

True cost

£26,873

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.82% would initially cost £1,035 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £391,333, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.84%

then 6.49% (variable)

Monthly repayments

£1,037

Scheme fees

£1,016

True cost

£26,944

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.84% would initially cost £1,037 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £391,457, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.84%

then 6.49% (variable)

Monthly repayments

£1,037

Scheme fees

£1,016

True cost

£26,944

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.84% would initially cost £1,037 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £391,457, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.84%

then 6.49% (variable)

Monthly repayments

£1,037

Scheme fees

£1,016

True cost

£26,944

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.84% would initially cost £1,037 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £391,457, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.84%

then 6.49% (variable)

Monthly repayments

£1,037

Scheme fees

£1,016

True cost

£26,944

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.84% would initially cost £1,037 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £391,457, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.84%

then 6.49% (variable)

Monthly repayments

£1,037

Scheme fees

£1,016

True cost

£26,594

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£350.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.84% would initially cost £1,037 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £391,107, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.84%

then 6.49% (variable)

Monthly repayments

£1,037

Scheme fees

£1,016

True cost

£26,594

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£350.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.84% would initially cost £1,037 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £391,107, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.84%

then 6.49% (variable)

Monthly repayments

£1,037

Scheme fees

£1,016

True cost

£26,594

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£350.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.84% would initially cost £1,037 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £391,107, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.84%

then 6.49% (variable)

Monthly repayments

£1,037

Scheme fees

£1,016

True cost

£26,594

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£350.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.84% would initially cost £1,037 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £391,107, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.85%

then 6.49% (variable)

Monthly repayments

£1,038

Scheme fees

£999

True cost

£26,955

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.85% would initially cost £1,038 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £391,495, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.85%

then 6.49% (variable)

Monthly repayments

£1,038

Scheme fees

£999

True cost

£26,955

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.85% would initially cost £1,038 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £391,495, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.85%

then 6.74% (variable)

Monthly repayments

£1,039

Scheme fees

£1,014

True cost

£25,954

over initial period

Overall cost

6.4%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£15

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.85% would initially cost £1,039 for months. This would be followed by monthly payments at a variable rate of 6.74% costing £ per month. The total amount payable over the full term of the mortgage would be £400,464, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.4% APRC.

Initial rate

3.85%

then 6.74% (variable)

Monthly repayments

£1,039

Scheme fees

£1,014

True cost

£25,954

over initial period

Overall cost

6.3%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£15

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.85% would initially cost £1,039 for months. This would be followed by monthly payments at a variable rate of 6.74% costing £ per month. The total amount payable over the full term of the mortgage would be £400,464, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.3% APRC.

Initial rate

3.87%

then 7.49% (variable)

Monthly repayments

£1,040

Scheme fees

£1,099

True cost

£28,150

over initial period

Overall cost

7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£100

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.87% would initially cost £1,040 for months. This would be followed by monthly payments at a variable rate of 7.49% costing £ per month. The total amount payable over the full term of the mortgage would be £423,367, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 7% APRC.

Initial rate

3.87%

then 6.87% (variable)

Monthly repayments

£1,040

Scheme fees

£799

True cost

£30,971

over initial period

Overall cost

6.4%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£749

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.87% would initially cost £1,040 for months. This would be followed by monthly payments at a variable rate of 6.87% costing £ per month. The total amount payable over the full term of the mortgage would be £401,062, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.4% APRC.

Initial rate

3.87%

then 7.49% (variable)

Monthly repayments

£1,040

Scheme fees

£1,099

True cost

£27,900

over initial period

Overall cost

7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£100

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.87% would initially cost £1,040 for months. This would be followed by monthly payments at a variable rate of 7.49% costing £ per month. The total amount payable over the full term of the mortgage would be £423,117, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 7% APRC.

Find out more about this mortgage

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