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Our mortgage finder is designed to find you the best mortgage deals for your circumstances by comparing mortgages from over 90 different mortgage lenders. We help you compare both the initial rate as well as the overall rate during the duration of your chosen mortgage term.

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Mortgage amount

£

Interest only amount

£

Mortgage term

Loan type

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Based on a property value of £400,000 with a £200,000 mortgage for 25 years.

Initial rate

3.64%

then 6.4% (variable)

Monthly repayments

£1,015

Scheme fees

£1,124

True cost

£26,509

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.64% would initially cost £1,015 for months. This would be followed by monthly payments at a variable rate of 6.4% costing £ per month. The total amount payable over the full term of the mortgage would be £387,593, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

3.66%

then 6.4% (variable)

Monthly repayments

£1,018

Scheme fees

£1,124

True cost

£26,563

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.66% would initially cost £1,018 for months. This would be followed by monthly payments at a variable rate of 6.4% costing £ per month. The total amount payable over the full term of the mortgage would be £387,702, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

3.69%

then 6.74% (variable)

Monthly repayments

£1,022

Scheme fees

£1,014

True cost

£25,536

over initial period

Overall cost

6.3%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£15

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.69% would initially cost £1,022 for months. This would be followed by monthly payments at a variable rate of 6.74% costing £ per month. The total amount payable over the full term of the mortgage would be £399,623, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.3% APRC.

Initial rate

3.69%

then 6.74% (variable)

Monthly repayments

£1,022

Scheme fees

£1,014

True cost

£25,536

over initial period

Overall cost

6.3%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£15

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.69% would initially cost £1,022 for months. This would be followed by monthly payments at a variable rate of 6.74% costing £ per month. The total amount payable over the full term of the mortgage would be £399,623, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.3% APRC.

Initial rate

3.71%

then 6.99% (variable)

Monthly repayments

£1,024

Scheme fees

£1,025

True cost

£27,647

over initial period

Overall cost

6.6%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£30

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.71% would initially cost £1,024 for months. This would be followed by monthly payments at a variable rate of 6.99% costing £ per month. The total amount payable over the full term of the mortgage would be £406,509, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.6% APRC.

Initial rate

3.71%

then 6.99% (variable)

Monthly repayments

£1,024

Scheme fees

£1,525

True cost

£28,147

over initial period

Overall cost

6.6%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,495

Valuation fee

£0

Other fees

£30

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.71% would initially cost £1,024 for months. This would be followed by monthly payments at a variable rate of 6.99% costing £ per month. The total amount payable over the full term of the mortgage would be £407,009, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.6% APRC.

Initial rate

3.72%

then 5.99% (variable)

Monthly repayments

£1,025

Scheme fees

£1,004

True cost

£26,629

over initial period

Overall cost

5.8%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£899

Valuation fee

£0

Other fees

£25

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.72% would initially cost £1,025 for months. This would be followed by monthly payments at a variable rate of 5.99% costing £ per month. The total amount payable over the full term of the mortgage would be £375,442, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 5.8% APRC.

Initial rate

3.72%

then 6.74% (variable)

Monthly repayments

£1,024

Scheme fees

£133

True cost

£65,673

over initial period

Overall cost

5.5%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£0

Valuation fee

£0

Other fees

£8

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.72% would initially cost £1,024 for months. This would be followed by monthly payments at a variable rate of 6.74% costing £ per month. The total amount payable over the full term of the mortgage would be £375,095, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 5.5% APRC.

Initial rate

3.73%

then 5.99% (variable)

Monthly repayments

£1,026

Scheme fees

£1,004

True cost

£26,656

over initial period

Overall cost

5.8%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£899

Valuation fee

£0

Other fees

£25

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.73% would initially cost £1,026 for months. This would be followed by monthly payments at a variable rate of 5.99% costing £ per month. The total amount payable over the full term of the mortgage would be £375,494, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 5.8% APRC.

Initial rate

3.75%

then 6.74% (variable)

Monthly repayments

£1,028

Scheme fees

£1,014

True cost

£38,031

over initial period

Overall cost

6%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£15

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.75% would initially cost £1,028 for months. This would be followed by monthly payments at a variable rate of 6.74% costing £ per month. The total amount payable over the full term of the mortgage would be £392,686, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6% APRC.

Initial rate

3.75%

then 6.74% (variable)

Monthly repayments

£1,028

Scheme fees

£1,014

True cost

£38,031

over initial period

Overall cost

6%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£15

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.75% would initially cost £1,028 for months. This would be followed by monthly payments at a variable rate of 6.74% costing £ per month. The total amount payable over the full term of the mortgage would be £392,686, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6% APRC.

Initial rate

3.75%

then 6.4% (variable)

Monthly repayments

£1,027

Scheme fees

£1,124

True cost

£27,835

over initial period

Overall cost

6.7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.75% would initially cost £1,027 for months. This would be followed by monthly payments at a variable rate of 6.4% costing £ per month. The total amount payable over the full term of the mortgage would be £387,671, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.7% APRC.

Initial rate

3.76%

then 7.49% (variable)

Monthly repayments

£1,028

Scheme fees

£1,099

True cost

£29,894

over initial period

Overall cost

7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£100

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.76% would initially cost £1,028 for months. This would be followed by monthly payments at a variable rate of 7.49% costing £ per month. The total amount payable over the full term of the mortgage would be £421,096, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 7% APRC.

Initial rate

3.76%

then 6.99% (variable)

Monthly repayments

£1,029

Scheme fees

£1,025

True cost

£27,788

over initial period

Overall cost

6.6%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£30

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.76% would initially cost £1,029 for months. This would be followed by monthly payments at a variable rate of 6.99% costing £ per month. The total amount payable over the full term of the mortgage would be £406,796, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.6% APRC.

Initial rate

3.76%

then 7.49% (variable)

Monthly repayments

£1,028

Scheme fees

£1,099

True cost

£29,644

over initial period

Overall cost

7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£100

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.76% would initially cost £1,028 for months. This would be followed by monthly payments at a variable rate of 7.49% costing £ per month. The total amount payable over the full term of the mortgage would be £420,846, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 7% APRC.

Initial rate

3.76%

then 7.49% (variable)

Monthly repayments

£1,028

Scheme fees

£1,099

True cost

£29,644

over initial period

Overall cost

7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£100

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.76% would initially cost £1,028 for months. This would be followed by monthly payments at a variable rate of 7.49% costing £ per month. The total amount payable over the full term of the mortgage would be £420,846, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 7% APRC.

Initial rate

3.76%

then 7.49% (variable)

Monthly repayments

£1,028

Scheme fees

£1,099

True cost

£29,894

over initial period

Overall cost

7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£100

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.76% would initially cost £1,028 for months. This would be followed by monthly payments at a variable rate of 7.49% costing £ per month. The total amount payable over the full term of the mortgage would be £421,096, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 7% APRC.

Initial rate

3.79%

then 7.49% (variable)

Monthly repayments

£1,032

Scheme fees

£995

True cost

£26,787

over initial period

Overall cost

7.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.79% would initially cost £1,032 for months. This would be followed by monthly payments at a variable rate of 7.49% costing £ per month. The total amount payable over the full term of the mortgage would be £423,541, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 7.1% APRC.

Initial rate

3.79%

then 6.74% (variable)

Monthly repayments

£1,032

Scheme fees

£133

True cost

£29,020

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£0

Valuation fee

£0

Other fees

£8

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.79% would initially cost £1,032 for months. This would be followed by monthly payments at a variable rate of 6.74% costing £ per month. The total amount payable over the full term of the mortgage would be £396,394, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.79%

then 7.49% (variable)

Monthly repayments

£1,032

Scheme fees

£995

True cost

£26,537

over initial period

Overall cost

7.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£995

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.79% would initially cost £1,032 for months. This would be followed by monthly payments at a variable rate of 7.49% costing £ per month. The total amount payable over the full term of the mortgage would be £423,291, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 7.1% APRC.

Initial rate

3.8%

then 6.75% (variable)

Monthly repayments

£1,033

Scheme fees

£1,224

True cost

£40,219

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.8% would initially cost £1,033 for months. This would be followed by monthly payments at a variable rate of 6.75% costing £ per month. The total amount payable over the full term of the mortgage would be £391,781, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

3.8%

then 6.75% (variable)

Monthly repayments

£1,033

Scheme fees

£1,224

True cost

£40,219

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.8% would initially cost £1,033 for months. This would be followed by monthly payments at a variable rate of 6.75% costing £ per month. The total amount payable over the full term of the mortgage would be £391,781, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

3.8%

then 6.75% (variable)

Monthly repayments

£1,033

Scheme fees

£1,224

True cost

£27,826

over initial period

Overall cost

6.4%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.8% would initially cost £1,033 for months. This would be followed by monthly payments at a variable rate of 6.75% costing £ per month. The total amount payable over the full term of the mortgage would be £398,882, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.4% APRC.

Initial rate

3.8%

then 6.75% (variable)

Monthly repayments

£1,033

Scheme fees

£1,224

True cost

£27,826

over initial period

Overall cost

6.4%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.8% would initially cost £1,033 for months. This would be followed by monthly payments at a variable rate of 6.75% costing £ per month. The total amount payable over the full term of the mortgage would be £398,882, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.4% APRC.

Initial rate

3.8%

then 6.75% (variable)

Monthly repayments

£1,033

Scheme fees

£1,224

True cost

£40,219

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.8% would initially cost £1,033 for months. This would be followed by monthly payments at a variable rate of 6.75% costing £ per month. The total amount payable over the full term of the mortgage would be £391,781, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

3.8%

then 6.75% (variable)

Monthly repayments

£1,033

Scheme fees

£1,224

True cost

£40,219

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.8% would initially cost £1,033 for months. This would be followed by monthly payments at a variable rate of 6.75% costing £ per month. The total amount payable over the full term of the mortgage would be £391,781, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

3.8%

then 6.75% (variable)

Monthly repayments

£1,033

Scheme fees

£1,224

True cost

£27,826

over initial period

Overall cost

6.4%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.8% would initially cost £1,033 for months. This would be followed by monthly payments at a variable rate of 6.75% costing £ per month. The total amount payable over the full term of the mortgage would be £398,882, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.4% APRC.

Initial rate

3.8%

then 6.75% (variable)

Monthly repayments

£1,033

Scheme fees

£1,224

True cost

£27,826

over initial period

Overall cost

6.4%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.8% would initially cost £1,033 for months. This would be followed by monthly payments at a variable rate of 6.75% costing £ per month. The total amount payable over the full term of the mortgage would be £398,882, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.4% APRC.

Initial rate

3.81%

then 6.49% (variable)

Monthly repayments

£1,034

Scheme fees

£1,016

True cost

£28,930

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.81% would initially cost £1,034 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £390,213, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

3.81%

then 6.49% (variable)

Monthly repayments

£1,034

Scheme fees

£1,016

True cost

£28,930

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.81% would initially cost £1,034 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £390,213, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Find out more about this mortgage

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