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Our mortgage finder is designed to find you the best mortgage deals for your circumstances by comparing mortgages from over 90 different mortgage lenders. We help you compare both the initial rate as well as the overall rate during the duration of your chosen mortgage term.

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Mortgage amount

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Interest only amount

£

Mortgage term

Loan type

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Based on a property value of £400,000 with a £200,000 mortgage for 25 years.

Initial rate

3.96%

then 7.24% (variable)

Monthly repayments

£1,050

Scheme fees

£1,599

True cost

£28,906

over initial period

Overall cost

6.9%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,499

Valuation fee

£100

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.96% would initially cost £1,050 for months. This would be followed by monthly payments at a variable rate of 7.24% costing £ per month. The total amount payable over the full term of the mortgage would be £416,219, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.9% APRC.

Initial rate

3.96%

then 7.24% (variable)

Monthly repayments

£1,050

Scheme fees

£1,599

True cost

£28,906

over initial period

Overall cost

6.9%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,499

Valuation fee

£100

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.96% would initially cost £1,050 for months. This would be followed by monthly payments at a variable rate of 7.24% costing £ per month. The total amount payable over the full term of the mortgage would be £416,219, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.9% APRC.

Initial rate

3.99%

then 6% (variable)

Monthly repayments

£1,054

Scheme fees

£950

True cost

£38,879

over initial period

Overall cost

5.5%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£850

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 3.99% would initially cost £1,054 for months. This would be followed by monthly payments at a variable rate of 6% costing £ per month. The total amount payable over the full term of the mortgage would be £372,406, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 5.5% APRC.

Initial rate

4.01%

then 5.74% (variable)

Monthly repayments

£1,057

Scheme fees

£1,104

True cost

£26,467

over initial period

Overall cost

5.7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£25

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.01% would initially cost £1,057 for months. This would be followed by monthly payments at a variable rate of 5.74% costing £ per month. The total amount payable over the full term of the mortgage would be £369,664, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 5.7% APRC.

Initial rate

4.08%

then 7.24% (variable)

Monthly repayments

£1,064

Scheme fees

£1,599

True cost

£29,251

over initial period

Overall cost

6.9%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,499

Valuation fee

£100

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.08% would initially cost £1,064 for months. This would be followed by monthly payments at a variable rate of 7.24% costing £ per month. The total amount payable over the full term of the mortgage would be £416,911, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.9% APRC.

Initial rate

4.08%

then 7.24% (variable)

Monthly repayments

£1,064

Scheme fees

£1,599

True cost

£29,251

over initial period

Overall cost

6.9%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,499

Valuation fee

£100

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.08% would initially cost £1,064 for months. This would be followed by monthly payments at a variable rate of 7.24% costing £ per month. The total amount payable over the full term of the mortgage would be £416,911, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.9% APRC.

Initial rate

4.13%

then 7.24% (variable)

Monthly repayments

£1,069

Scheme fees

£1,599

True cost

£29,395

over initial period

Overall cost

6.9%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,499

Valuation fee

£100

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.13% would initially cost £1,069 for months. This would be followed by monthly payments at a variable rate of 7.24% costing £ per month. The total amount payable over the full term of the mortgage would be £417,198, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.9% APRC.

Initial rate

4.13%

then 7.24% (variable)

Monthly repayments

£1,069

Scheme fees

£1,599

True cost

£29,395

over initial period

Overall cost

6.9%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,499

Valuation fee

£100

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.13% would initially cost £1,069 for months. This would be followed by monthly payments at a variable rate of 7.24% costing £ per month. The total amount payable over the full term of the mortgage would be £417,198, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.9% APRC.

Initial rate

4.14%

then 6.74% (variable)

Monthly repayments

£1,070

Scheme fees

£1,024

True cost

£27,779

over initial period

Overall cost

6.3%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£25

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.14% would initially cost £1,070 for months. This would be followed by monthly payments at a variable rate of 6.74% costing £ per month. The total amount payable over the full term of the mortgage would be £401,047, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.3% APRC.

Initial rate

4.14%

then 6.49% (variable)

Monthly repayments

£1,071

Scheme fees

£1,014

True cost

£26,723

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£15

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.14% would initially cost £1,071 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £393,916, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

4.14%

then 6.49% (variable)

Monthly repayments

£1,071

Scheme fees

£1,014

True cost

£26,723

over initial period

Overall cost

6.2%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£15

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.14% would initially cost £1,071 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £393,916, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.2% APRC.

Initial rate

4.19%

then 6% (variable)

Monthly repayments

£1,076

Scheme fees

£950

True cost

£39,677

over initial period

Overall cost

5.6%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£850

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.19% would initially cost £1,076 for months. This would be followed by monthly payments at a variable rate of 6% costing £ per month. The total amount payable over the full term of the mortgage would be £373,895, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 5.6% APRC.

Initial rate

4.19%

then 4.19% (variable)

Monthly repayments

£1,076

Scheme fees

£745

True cost

£323,467

over initial period

Overall cost

4.3%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£0

Valuation fee

£625

Other fees

£25

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.19% would initially cost £1,076 for months. This would be followed by monthly payments at a variable rate of 4.19% costing £ per month. The total amount payable over the full term of the mortgage would be £323,467, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.3% APRC.

Initial rate

4.19%

then 4.19% (variable)

Monthly repayments

£1,076

Scheme fees

£1,244

True cost

£323,966

over initial period

Overall cost

4.3%

APRC

Fees and charges

Booking fee

£499.00

Arrangement fee

£0

Valuation fee

£625

Other fees

£25

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.19% would initially cost £1,076 for months. This would be followed by monthly payments at a variable rate of 4.19% costing £ per month. The total amount payable over the full term of the mortgage would be £323,966, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.3% APRC.

Initial rate

4.24%

then 7.24% (variable)

Monthly repayments

£1,081

Scheme fees

£1,099

True cost

£27,051

over initial period

Overall cost

6.7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.24% would initially cost £1,081 for months. This would be followed by monthly payments at a variable rate of 7.24% costing £ per month. The total amount payable over the full term of the mortgage would be £411,618, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.7% APRC.

Initial rate

4.24%

then 7.24% (variable)

Monthly repayments

£1,081

Scheme fees

£1,398

True cost

£27,350

over initial period

Overall cost

6.7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.24% would initially cost £1,081 for months. This would be followed by monthly payments at a variable rate of 7.24% costing £ per month. The total amount payable over the full term of the mortgage would be £411,917, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.7% APRC.

Initial rate

4.24%

then 7.24% (variable)

Monthly repayments

£1,081

Scheme fees

£1,099

True cost

£27,051

over initial period

Overall cost

6.7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.24% would initially cost £1,081 for months. This would be followed by monthly payments at a variable rate of 7.24% costing £ per month. The total amount payable over the full term of the mortgage would be £411,618, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.7% APRC.

Initial rate

4.24%

then 7.24% (variable)

Monthly repayments

£1,081

Scheme fees

£1,398

True cost

£27,350

over initial period

Overall cost

6.7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.24% would initially cost £1,081 for months. This would be followed by monthly payments at a variable rate of 7.24% costing £ per month. The total amount payable over the full term of the mortgage would be £411,917, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.7% APRC.

Initial rate

4.24%

then 6.49% (variable)

Monthly repayments

£1,082

Scheme fees

£1,014

True cost

£26,491

over initial period

Overall cost

6.3%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£15

Cashback

£500.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.24% would initially cost £1,082 for months. This would be followed by monthly payments at a variable rate of 6.49% costing £ per month. The total amount payable over the full term of the mortgage would be £393,929, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.3% APRC.

Initial rate

4.25%

then 5.74% (variable)

Monthly repayments

£1,083

Scheme fees

£105

True cost

£26,109

over initial period

Overall cost

6.9%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£0

Valuation fee

£0

Other fees

£25

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.25% would initially cost £1,083 for months. This would be followed by monthly payments at a variable rate of 5.74% costing £ per month. The total amount payable over the full term of the mortgage would be £369,867, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.9% APRC.

Initial rate

4.25%

then 6.8% (variable)

Monthly repayments

£1,082

Scheme fees

£968

True cost

£29,111

over initial period

Overall cost

6.3%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£895

Valuation fee

£0

Other fees

£8

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.25% would initially cost £1,082 for months. This would be followed by monthly payments at a variable rate of 6.8% costing £ per month. The total amount payable over the full term of the mortgage would be £399,293, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.3% APRC.

Initial rate

4.26%

then 7.24% (variable)

Monthly repayments

£1,084

Scheme fees

£1,599

True cost

£29,771

over initial period

Overall cost

7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,499

Valuation fee

£100

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.26% would initially cost £1,084 for months. This would be followed by monthly payments at a variable rate of 7.24% costing £ per month. The total amount payable over the full term of the mortgage would be £417,944, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 7% APRC.

Initial rate

4.26%

then 7.24% (variable)

Monthly repayments

£1,084

Scheme fees

£1,599

True cost

£29,771

over initial period

Overall cost

7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£1,499

Valuation fee

£100

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.26% would initially cost £1,084 for months. This would be followed by monthly payments at a variable rate of 7.24% costing £ per month. The total amount payable over the full term of the mortgage would be £417,944, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 7% APRC.

Initial rate

4.34%

then 7.99% (variable)

Monthly repayments

£1,093

Scheme fees

£1,144

True cost

£27,114

over initial period

Overall cost

7.5%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£25

Cashback

£250.00

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.34% would initially cost £1,093 for months. This would be followed by monthly payments at a variable rate of 7.99% costing £ per month. The total amount payable over the full term of the mortgage would be £444,062, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 7.5% APRC.

Initial rate

4.34%

then 4.34% (variable)

Monthly repayments

£1,093

Scheme fees

£1,099

True cost

£328,855

over initial period

Overall cost

4.5%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.34% would initially cost £1,093 for months. This would be followed by monthly payments at a variable rate of 4.34% costing £ per month. The total amount payable over the full term of the mortgage would be £328,855, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.5% APRC.

Initial rate

4.34%

then 7.34% (variable)

Monthly repayments

£1,093

Scheme fees

£625

True cost

£26,845

over initial period

Overall cost

7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£0

Valuation fee

£400

Other fees

£25

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.34% would initially cost £1,093 for months. This would be followed by monthly payments at a variable rate of 7.34% costing £ per month. The total amount payable over the full term of the mortgage would be £421,937, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 7% APRC.

Initial rate

4.34%

then 4.34% (variable)

Monthly repayments

£1,093

Scheme fees

£1,099

True cost

£328,855

over initial period

Overall cost

4.5%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£0

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.34% would initially cost £1,093 for months. This would be followed by monthly payments at a variable rate of 4.34% costing £ per month. The total amount payable over the full term of the mortgage would be £328,855, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 4.5% APRC.

Initial rate

4.35%

then 5.74% (variable)

Monthly repayments

£1,095

Scheme fees

£1,104

True cost

£66,787

over initial period

Overall cost

6.7%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£25

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.35% would initially cost £1,095 for months. This would be followed by monthly payments at a variable rate of 5.74% costing £ per month. The total amount payable over the full term of the mortgage would be £361,876, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.7% APRC.

Initial rate

4.39%

then 6.24% (variable)

Monthly repayments

£1,098

Scheme fees

£1,016

True cost

£27,372

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.39% would initially cost £1,098 for months. This would be followed by monthly payments at a variable rate of 6.24% costing £ per month. The total amount payable over the full term of the mortgage would be £386,831, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Initial rate

4.39%

then 6.24% (variable)

Monthly repayments

£1,098

Scheme fees

£1,016

True cost

£27,372

over initial period

Overall cost

6.1%

APRC

Fees and charges

Booking fee

£0

Arrangement fee

£999

Valuation fee

£0

Other fees

£17

Cashback

£0

Flexibility

Overpayments allowed? % p/a

Early repayment charge:

Other info

Exit fee

£

Representative example A mortgage of £200,000 payable over 25 years, on a ' rate' of 4.39% would initially cost £1,098 for months. This would be followed by monthly payments at a variable rate of 6.24% costing £ per month. The total amount payable over the full term of the mortgage would be £386,831, made up of the loan amount plus interest and fees (£FeesTotal). The overall cost for comparison is 6.1% APRC.

Find out more about this mortgage

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